Empowering communities through secure, flexible, and rewarding micro-savings programs tailored for individuals, families, and small business owners.
Your hard-earned savings are managed with top-tier security standards, transparency, and regulatory compliance.
Enjoy attractive interest and return rates designed to help your savings grow consistently over time.
Choose from daily, weekly, monthly, or fixed deposit options that best suit your personal financial goals.
Designed to cater to every step of your financial journey
An easy-access regular savings account designed for daily transactions and emergency cash reserves.
Build a strong financial cushion by depositing a small fixed amount every month for 3, 5, or 10 years.
Lump-sum deposit option offering maximum profit rates for tenure options ranging from 1 to 5 years.
Opening a savings account with us takes only a few minutes
Choose the deposit scheme that aligns with your future financial goals.
Provide basic identification (NID/Passport) and nominee details.
Deposit your initial amount through your nearest branch or field officer.
Receive your official deposit passbook and start tracking your savings!
Our microfinance advisors are ready to assist you in building a secure financial future for you and your family.
Building a Secure & Prosperous Tomorrow
House: 21, Jalirpar Bazar, Muksudpur, Gopalganj-7911
Phone: +8801401497903 | Web: www.fff.org.bd
Email: info@fff.org.bd | help@fff.org.bd
Savings & Deposit Schemes — 2026–2027
Rules & Schedule (Duration: 1, 2, 3, 5, 8 & 10 Years)
| Monthly Deposit Amount |
Receivable Amount at Maturation (Taka) | |||||
|---|---|---|---|---|---|---|
| 1 Year (6.5%) |
2 Years (7%) |
3 Years (8.43%) |
5 Years (10.38%) |
8 Years (10.58%) |
10 Years (11.64%) |
|
| 100 | 1,234 | 2,588 | 4,080 | 7,822 | 15,000 | 22,572 |
| 200 | 2,467 | 5,176 | 8,160 | 15,644 | 30,000 | 45,146 |
| 300 | 3,700 | 7,764 | 12,240 | 23,466 | 45,000 | 67,718 |
| 400 | 4,934 | 10,352 | 16,320 | 31,288 | 60,000 | 90,292 |
| 500 | 6,168 | 12,941 | 20,400 | 39,110 | 75,000 | 112,864 |
| 800 | 9,868 | 20,705 | 32,640 | 62,576 | 120,000 | 180,584 |
| 1,000 | 12,336 | 25,881 | 40,800 | 78,220 | 150,000 | 225,280 |
| 1,500 | 18,503 | 38,822 | 61,200 | 117,330 | 225,000 | 337,920 |
| 2,000 | 24,671 | 51,762 | 81,600 | 156,440 | 300,000 | 450,560 |
| 5,000 | 61,678 | 129,405 | 204,000 | 391,100 | 750,000 | 1,126,400 |
| 6,000 | 74,013 | 155,286 | 244,800 | 469,320 | 900,000 | 1,351,680 |
| 8,000 | 98,684 | 207,048 | 326,400 | 625,760 | 1,200,000 | 1,802,240 |
| 10,000 | 123,356 | 258,810 | 408,000 | 782,200 | 1,500,000 | 2,252,800 |
In case of withdrawal of Monthly Deposit Savings Scheme money before tenure maturity, profit rate will be as follows:
| Year | Profit Rate |
|---|---|
| Before completion of 1 year | Full deposit + 0% profit |
| After 1st year but before completion of 2nd year | Full deposit + 6.5% profit |
| After 2nd year but before completion of 3rd year | Full deposit + 7% profit |
| After 3rd year but before completion of 5th year | Full deposit + 8.43% profit |
| After 5th year but before completion of 8th year | Full deposit + 10.38% profit |
| After 8th year but before completion of 10th year | Full deposit + 10.58% profit |
Monthly Benefit Calculation Summary
| Deposit Amount (BDT) | Monthly Benefit Rate | Monthly Profit (BDT) | Minimum Tenure | Premature Profit Rate |
|---|---|---|---|---|
| 50,000 | 10.80% p.a. | 450 | 6 Months | 6.00% (General Savings) |
| 1,00,000 | 10.80% p.a. | 900 | 6 Months | 6.00% (General Savings) |
| 1,50,000 | 10.80% p.a. | 1,350 | 6 Months | 6.00% (General Savings) |
| 2,00,000 | 10.80% p.a. | 1,800 | 6 Months | 6.00% (General Savings) |
| 2,50,000 | 10.80% p.a. | 2,250 | 6 Months | 6.00% (General Savings) |
| 3,00,000 | 10.80% p.a. | 2,700 | 6 Months | 6.00% (General Savings) |
| 3,50,000 | 10.80% p.a. | 3,150 | 6 Months | 6.00% (General Savings) |
| 4,00,000 | 10.80% p.a. | 3,600 | 6 Months | 6.00% (General Savings) |
| 5,00,000 | 10.80% p.a. | 4,500 | 6 Months | 6.00% (General Savings) |
Key Scheme Specifications
| Feature | Details |
|---|---|
| Minimum Deposit Amount | BDT 5,000 |
| Scheme Tenure / Duration | 3 Months, 6 Months |
| Annual Profit Rate | 6.50% p.a., 10.80% p.a. |
| Renewal Policy | Auto-renewed automatically upon maturity |
Double Benefit Rate Schedule (6 Years)
| Year | Profit Rate |
|---|---|
| Before completion of 1 year | Deposit + 0% profit |
| After 1 year but before completion of 2 years | Deposit + 6% profit |
| After 2 years but before completion of 3 years | Deposit + 6.5% profit |
| After 3 years but before completion of 4 years | Deposit + 7% profit |
| After 4 years but before completion of 5 years | Deposit + 8% profit |
| After 5 years but before completion of 6 years | Deposit + 9% profit |
| Upon completion of 6 years | Deposit + Equal amount = Double |
Triple Benefit Rate Schedule (9 Years)
| Year | Profit Rate |
|---|---|
| After 6 years but before completion of 7 years | Double |
| After 7 years but before completion of 8 years | Double + 9% |
| After 8 years but before completion of 9 years | Double + 10% |
| Upon completion of 9 years | Triple of original deposit |
